Navigating the world of finance can feel overwhelming, especially when searching for the right guidance that aligns with your goals. In South Africa, a growing number of expert women financial advisors are helping individuals and businesses make smart, informed financial decisions. Whether you’re planning for retirement, investing, or managing debt, connecting with a female financial advisor can provide a unique perspective and personalized approach. This guide highlights top women financial advisors across South Africa, offering insights into their specialties, experience, and the services they provide. We’ve curated this list based on expertise, client reviews, and proven results, ensuring you find advisors who can truly make a difference in your financial journey. Read on to discover actionable tips and connect with the advisors who match your financial needs.
Top Women Financial Advisors in South Africa for Retirement Planning
Finding the right guidance for retirement can be overwhelming, but working with expert women financial advisors in South Africa can make all the difference. These advisors specialize in retirement planning, pension management, long-term wealth strategies, and investment planning for women, offering tailored advice to help you secure a comfortable and confident future. Their experience ensures practical solutions for every stage of retirement preparation.
Renee Eagar (Brenthurst Wealth)
- Certified Financial Planner (CFP®) and Head of Brenthurst’s Claremont office.
- Expertise: retirement planning, long-term investing, and wealth preservation.
Sylvia Walker (Independent Planner & Author)
- Independent financial planner with around 30 years of experience.
- Focus: retirement planning, investment options, and risk protection.
- Passionate about empowering women through financial literacy and practical guidance.
Shamiega Manuels (Sanlam)
- Over 20 years in financial services, with expertise in pension-fund law and retirement fund design.
- Helps clients navigate complex retirement fund rules and post-retirement planning.
Charize Beukes (Brenthurst Wealth)
- Certified Financial Planner specializing in retirement and long-term financial planning.
- Works closely with women to build confidence in their financial futures.
Palesa Dube (Wealth Creed)
- Certified Financial Planner and 2022 FPI Financial Planner of the Year.
- Specializes in investment and retirement planning, estate and legacy planning, and risk management.
Rozanne Heystek‑Potgieter (Brenthurst Wealth)
- Certified Financial Planner and fiduciary services specialist.
- Skills include retirement planning, estate planning, will drafting, and trust administration.
Jeanette Probert (Succession Financial Planning)
- Registered Financial Adviser with a strong focus on women’s financial empowerment.
- Offers guidance on retirement savings, emotional aspects of money, and creating a resilient financial future.
Female Financial Advisors Specializing in Investment Strategies in South Africa
If you’re looking for female financial advisors for investment strategies in South Africa, these women stand out. They help clients build and manage stock portfolios, ETFs, mutual funds, and ethical investments, with tailored advice for growth, diversification, and long-term wealth.
Joanne Baynham (Absolut Wealth Management)
- Chartered Accountant & CFA.
- Builds model portfolios and allocates assets across multi-asset strategies.
- Offers both local and offshore investment advice.
Charlene Prinsloo (Wealth Associates)
- CFA charterholder and Certified Financial Planner.
- Expert in managing discretionary portfolios, including traditional and alternative investments for high-net-worth clients.
Victoria Reuvers (Morningstar Investment Management)
- Focuses on research-driven fund strategies, ESG investing, and aligning client investments with long-term global trends.
Nicky Newton‑King (JSE)
- Former CEO of the Johannesburg Stock Exchange.
- Provides insight into equity markets, governance, and regulatory environments for clients focused on listed equities.
Gloria Serobe (WIPHOLD)
- Founder of Women Investment Portfolio Holdings (WIPHOLD).
- Enables women to pool resources for equity investments and gain access to major shareholdings.
South Africa’s Women Advisors for Personal Finance & Budgeting
If you are searching for women financial advisors for personal finance and budgeting in South Africa, these experts can help you manage debt, optimize savings, and set realistic financial goals. They provide practical advice for everyday money management, creating budgets, building emergency funds, and planning for short- and long-term financial milestones.
Mapalo Makhu (Woman & Finance)
- Award‑winning personal finance educator and founder of Woman & Finance.
- Specializes in budgeting, saving strategies, financial wellness, and building financial confidence.
Christina Thomas (Money Conversations with Christina)
- Independent financial coach focuses on financial literacy, budgeting, debt, and savings.
- Specializes in money mindset, debt reduction, insurance planning, and long-term savings.
Thulisile “Thuli” Nkomo, CFP® (NFB Private Wealth Management)
- Certified Financial Planner and Private Wealth Manager.
- Specializes in personal finance for individuals, wealth creation, savings plans, and long-term goal planning.
Expert Women Financial Advisors for Small Business & Entrepreneurs in South Africa
If you’re a founder or running a small business in South Africa, finding female financial advisors for small business South Africa can help you master cash flow, taxes, and funding. These women bring deep expertise in business planning, raising capital, and financial strategy for SMEs.
Zanele Calitz (Indigo Brokers & Capitor)
- CEO of Indigo Brokers and Managing Partner at Capitor (RSA).
- Specializes in trust structuring, financial planning for ventures, and raising funding for small businesses and startups.
Fatima Vawda (27four / Legae Capital)
- Founder of a leading black-owned, women-led institutional asset manager.
- Expert in helping female entrepreneurs access capital markets, manage investment assets, and scale their businesses through strategic fundraising.
Nthabeleng Likotsi (YWBN Co‑operative Financial Institution)
- Chairperson of the Young Women in Business Network and founder of the YWBN co‑operative financial institution.
- Specializes in providing banking solutions, micro‑financing, and financial infrastructure tailored to women-led small businesses.
Yolanda Haripersad (Financially Fabulous Females)
- Founder of Financially Fabulous Females, a platform focused on financial education and advisory.
- Helps women entrepreneurs with cash flow planning, budgeting for business growth, and setting up financial systems for their SMEs.
Sisanda Tuku (THEZA Capital)
- Lead figure at THEZA Capital, a black‑woman–owned financial advisory firm focused on helping businesses raise debt or equity, and on financial structuring.
Mohau Polo Leteka (IDF Capital)
- Entrepreneur and private equity investor, founder of IDF Capital, providing advisory services and capital to women-led SMEs.
Wendy Luhabe (Women Investment Holdings)
- A trailblazer in women entrepreneurship; she created investment funds dedicated to supporting women-owned businesses and has a strong background in capital structuring and business development.
How to Choose the Right Female Financial Advisor in South Africa
Finding the right guidance is key to achieving your financial goals. If you are searching for how to choose a female financial advisor South Africa, this guide will help you make a confident decision. A skilled advisor can provide personalized strategies for retirement, investments, budgeting, or small business finances.
Step 1. Check Certifications and Qualifications
Look for advisors with recognized certifications such as CFP® (Certified Financial Planner), FAIS license, or other South African financial credentials. These indicate professional training and adherence to industry standards.
Step 2. Review Services Offered
Different advisors specialize in different areas:
- Retirement planning and pension management
- Investment strategy and portfolio management
- Personal finance, budgeting, and debt management
- Small business financial planning and funding
Make sure their expertise aligns with your specific needs.
Step 3. Evaluate Experience and Track Record
Ask how long they’ve been practicing and what types of clients they’ve worked with. Look for reviews or testimonials from other clients, particularly women, to gauge reliability and effectiveness.
Step 4. Assess Communication Style
A good advisor explains complex financial concepts clearly and listens to your goals. Choose someone who communicates in a way that makes you feel confident and supported.
Step 5. Consider Fees and Transparency
Understand how they charge, fee-based, hourly, or commission. Transparent fee structures help you avoid conflicts of interest and ensure value for money.
Step 6. Personal Compatibility
Your advisor should understand your financial goals, risk tolerance, and long-term plans. Personal rapport is essential for a lasting and productive advisory relationship.
By following these steps, you can confidently choose a female financial advisor in South Africa who matches your financial goals and personal preferences. This ensures expert guidance for a secure financial future.
Conslusion
Navigating personal finance, investments, retirement planning, or managing a small business can feel overwhelming. Partnering with experienced female financial advisors in South Africa provides tailored guidance, practical strategies, and the confidence to make informed decisions. From retirement planning and investment strategies to budgeting, debt management, and SME funding, these advisors bring expertise, empathy, and a deep understanding of women’s financial needs.
Choosing the right advisor starts with evaluating certifications, experience, services offered, and communication style, ensuring your financial goals are met efficiently and effectively. By leveraging their insights, South African women can take control of their finances, plan for the future, and build long-term wealth.
Whether you are a professional, entrepreneur, or simply seeking to optimize your personal finances, the right female financial advisor can be a trusted partner on your journey to financial security and success.
Discover more: Women Financial Independence