Looking to grow your business but unsure where to get funding? This 2026 guide features the best small business grants for women entrepreneurs, from federal and private programs to industry-specific opportunities. Whether you’re starting your first venture or expanding an existing business, this article walks you through eligibility requirements, key deadlines, and a step-by-step application process tailored for women-led businesses. Dive in to discover grants that match your goals and get actionable advice on how to apply successfully and maximize your chances of funding.
Best Small Business Grants for Women Entrepreneurs in 2026 (Top 15 Programs)
1. Tory Burch Foundation Capital Program
Established by fashion designer and entrepreneur Tory Burch, the Tory Burch Foundation Capital Program provides affordable loans to women entrepreneurs in the United States. In partnership with Bank of America, the program has disbursed over $100 million in loans to more than 5,500 women entrepreneurs by the end of 2023. The foundation also offers a Fellows Program, providing women entrepreneurs with business education grants, mentoring, and networking opportunities.
Official website: https://www.toryburchfoundation.org/
2. 10,000 Women Initiative by Goldman Sachs
Launched in 2008, the 10,000 Women initiative by Goldman Sachs aims to foster economic growth by providing women entrepreneurs worldwide with business education, mentoring, networking, and access to capital. The program has reached thousands of women across various countries, offering them the tools needed to grow their businesses and contribute to their local economies.
Official website: https://www.toryburchfoundation.org/
3. Count Me In for Women’s Economic Independence
Count Me In is a charitable organization that provides financial assistance, business coaching, and consulting services to women-owned businesses. The organization offers programs such as the “Make Mine a Million $ Business” award, providing up to $50,000 to businesses with a minimum of two years in operation and $250,000 in annual revenue, and the “Micro to Millions” award, offering up to $10,000 for businesses not meeting the time or revenue requirements for the larger award.
Official website: https://joincountmein.org/
4. Visa Foundation’s CatalyseHer Programme
The Visa Foundation’s CatalyseHer Programme supports women-owned startups by offering training, micro-grants, and networking opportunities. This initiative aims to address the challenges women face in starting and scaling businesses, providing them with the necessary resources to succeed.
Official website: https://corporate.visa.com/en/sites/visa-foundation.html
5. Women’s World Banking (WWB)
Led by Mary Ellen Iskenderian, WWB provides nearly one billion unbanked women with financial services. The organization emphasizes practical solutions such as government-backed loan guarantees and adjustments to collateral requirements to overcome financial barriers.
Official website: https://www.womensworldbanking.org/
6. Eileen Fisher Women-Owned Business Grant Program
This program awards grants to women-owned businesses that focus on environmental and social change. Each year, the program distributes a total of $100,000 in grants, with individual grants ranging from $10,000 to $40,000. Eligible businesses must have been operational for at least three years and generate annual revenues under $1 million.
Official website: https://usbusinessgrants.org/resources/2023/04/10/eileen-fisher-women-owned-business-grant-program/
7. Amber Grant for Women
Established in 1998, the Amber Grant awards $10,000 each month to a woman entrepreneur. At the end of each year, one of the 12 monthly winners receives an additional $25,000 grant. The application process is straightforward, requiring applicants to explain their business and how they would use the grant funds.
Official website: https://ambergrantsforwomen.com/get-an-amber-grant/
8. Cartier Women’s Initiative
Launched in 2006, the Cartier Women’s Initiative is an annual international business program that aims to support and recognize women-run and women-owned businesses. Each year, the initiative offers seven regional awards, with each laureate receiving $100,000 in prize money, and second and third runners-up receiving $30,000. Additionally, participants benefit from personalized business coaching, media visibility, and networking opportunities.
Official website: https://www.cartierwomensinitiative.com/
9. InnovateHER Challenge
Organized by the U.S. Small Business Administration (SBA), the InnovateHER Challenge is a nationwide competition aimed at unearthing innovative products and services that impact and empower women’s lives. Finalists can pitch their ideas to compete for top prizes totaling $70,000 in awards.
Official website: https://www.innovateher.co.uk/
10. The Halstead Grant
Specifically designed for emerging silver jewelry artists, the Halstead Grant awards $7,500 in startup capital, $1,000 in merchandise, and recognition in the jewelry industry. Applicants must submit a design portfolio and answer specific business-related questions.
Official website: https://grant.halsteadbead.com/
11. The Girlboss Foundation Grant
The Girlboss Foundation awards biannual grants of $15,000 to female entrepreneurs pursuing creative endeavors in design, fashion, music, and the arts. Winners also receive exposure through the Girlboss platform, aiding in business promotion and growth.
Official website: https://girlboss.com/
12. FedEx Small Business Grant Contest
While not exclusively for women, the FedEx Small Business Grant Contest encourages female entrepreneurs to apply. The contest awards grants and FedEx Office services to ten small businesses annually, with a grand prize of $50,000.
Official website: https://www.fedex.com/en-us/small-business/grants.html
13. Small Business Innovation Research (SBIR) Program
The SBIR program encourages small businesses, including those owned by women, to engage in federal research and development with the potential for commercialization. Businesses can receive funding to support technological innovation across various sectors.
Official website: https://www.sbir.gov/
14. Small Business Technology Transfer (STTR) Program
Like SBIR, the STTR program focuses on expanding public/private sector partnerships to include joint venture opportunities for small businesses and nonprofit research institutions. Women-owned small businesses engaged in technological innovation are encouraged to apply.
Official website: https://www.sbir.gov/
15. Women’s Business Centers (WBCs)
Funded by the SBA, WBCs provide training, counseling, and assistance in accessing capital to women entrepreneurs. While not direct grant programs, they offer valuable resources that can guide women in securing funding and growing their businesses.
Official website: https://womensbusinesscentres.org/
How Women Entrepreneurs Can Apply for Business Grants Step by Step
Securing a grant as a woman entrepreneur involves a strategic approach, thorough preparation, and adherence to application guidelines. Below are the essential steps to increase your chances of success:
Step 1. Identify the Right Grant
Not all grants are the same. Some are industry-specific, while others focus on specific business stages or social impact. To find the best fit:
- Research grants that align with your business type and goals.
- Check eligibility criteria, including location, industry, and business stage.
- Use grant databases like Grants.gov, IFundWomen, and Hello Alice to discover opportunities.
Step 2. Gather Required Documents
Most grant applications require detailed documentation. Ensure you have:
- A well-written business plan outlining your vision, market strategy, and financial projections.
- Proof of business registration to verify legitimacy.
- Financial statements or budget reports to show how you will use the funds.
- Letters of recommendation or testimonials from customers, partners, or industry leaders.
Step 3. Craft a Compelling Application
A strong application highlights why your business deserves funding. To stand out:
- Clearly define your business mission and impact, especially if the grant focuses on social entrepreneurship or innovation.
- Explain how the grant money will be used—whether for product development, marketing, hiring, or expansion.
- Keep your responses concise, clear, and aligned with the grant provider’s goals.
- Showcase past achievements and growth metrics, such as revenue increase or customer base expansion.
Step 4. Follow Application Instructions Carefully
- Meet all submission deadlines—late applications are often disqualified.
- Ensure all required documents and attachments are included.
- Stick to formatting guidelines, including word count limits and file formats.
- Review and proofread to avoid typos and errors that could weaken your application.
Step 5. Seek Expert Guidance
- Contact the grant organization for clarifications on requirements.
- Work with a business mentor or grant writer to refine your application.
- Join networking groups like Women’s Business Centers (WBCs) or SCORE for free mentoring and support.
Step 6. Prepare for Follow-Up
- Be ready to pitch your business in a short, compelling way.
- Have data and case studies to back up your claims.
- Keep records of previous applications to refine future submissions.
By following these steps, you’ll increase your chances of securing funding and advancing your entrepreneurial journey.
How Grants Help Women-Owned Businesses Grow
The availability of grants and financial programs has had a profound impact on women entrepreneurs:
- Economic Growth: If women were to start and scale businesses at the same rate as men, it could add £250 billion to the UK economy. thescottishsun.co.uk
- Business Expansion: Grants enable women entrepreneurs to invest in critical areas such as product development, marketing, and hiring, leading to business growth and sustainability.
- Networking and Mentorship: Many grant programs offer additional support services, including mentorship and networking opportunities, which are invaluable for business development and overcoming challenges.
Common Challenges Women Face When Applying for Grants
While grants can be transformative for women entrepreneurs, accessing them is not always straightforward. Understanding the hurdles can help you prepare and navigate the process more effectively.
- Limited Awareness: Many women entrepreneurs remain unaware of the full range of grant programs available. With dozens of initiatives including government-backed, nonprofit, corporate, and private programs, finding the right opportunities can be overwhelming. To overcome this, regularly check grant databases such as Grants.gov, IFundWomen, Hello Alice, and local women’s business associations, and subscribe to newsletters to stay updated on new opportunities.
- Stringent Eligibility Requirements: Some grants have strict criteria regarding business stage, industry, location, revenue, or ownership structure. Emerging businesses or those outside targeted industries may find it challenging to qualify. Reviewing eligibility guidelines carefully before applying and seeking mentorship or advice can help strengthen your chances of meeting the requirements.
- High Competition: Popular grants attract hundreds or even thousands of applicants, making competition intense. Standing out requires a clear, compelling, and well-prepared application. Highlight your unique value, measurable goals, and the impact your business creates, tailoring each application to the funder’s mission to improve your chances of success.
- Time-Intensive Application Process: Grant applications often require detailed business plans, financial statements, and supporting documents. Preparing a proposal can be time-consuming for busy entrepreneurs. Creating a grant application toolkit with pre-prepared documents such as business summaries, financial statements, and impact statements can streamline the process and reduce stress.
- Navigating the Follow-Up Process: Some grants require interviews, presentations, or additional documentation after the initial submission. Being unprepared for this stage can affect your chances of success. Treat the process as a mini fundraising campaign by preparing a short, compelling pitch, anticipating questions, and providing clear evidence of your business’s potential and results.
- Limited Support and Guidance: Without mentorship or professional guidance, applicants may struggle to interpret grant requirements, quantify impact, or craft persuasive narratives. Engaging with Women’s Business Centers, SCORE mentors, or grant-writing workshops can provide the guidance needed to refine proposals and increase the likelihood of receiving funding.
Expert Tips to Improve Your Chances of Winning a Grant
To improve the chances of obtaining grants, women entrepreneurs can consider the following strategies:
- Research Thoroughly: Explore various grant opportunities and understand their eligibility criteria and application processes.
- Prepare a Strong Application: Clearly articulate your business goals, plans for using the grant funds, and the potential impact on your business and community.
- Seek Mentorship: Engage with organizations that offer mentorship and support to refine your business plan and grant applications.
- Network: Connect with other entrepreneurs and organizations to learn about new grant opportunities and gain insights from their experiences.
Conclusion
Grants and financial assistance programs are vital in empowering women entrepreneurs, enabling them to overcome financial barriers and achieve business success. By leveraging these resources, women can contribute significantly to economic growth, innovation, and community development.